Why Buy With Jake in Real Estate?
This simple question is one that needs to be answered right away. Why should a home-buyer trust you to find their dream home and negotiate the best price? What knowledge and experience do you bring to the table that will insure a smooth transaction?
To answer your question as to why work with Jake, please read what other customers said about Jake after working with him here.
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What is the importance of getting pre-approved for a mortgage? How do you go about getting pre-approved?
Today, the best way to approach a real estate agent is with a lender pre-approval in hand. It shows that you’re ready and able to buy. Pre-approvals don’t take much time. They involve pulling a three-bureau credit report (called a tri-merge) that shows your credit score and credit history as reported by third-party, respected institutions. Within the credit report, a lender can see your payment history (to see if payment obligations have been on-time and in-full) and your lines of credit (past and present).
You lender will be able to pinpoint a loan amount for which you qualify. This pre-approval will save you a lot of time since you will be able to focus exclusively on houses in your price range. Mortgage pre-approvals also signal to the seller that you’re a serious buyer. If you don’t have a lender, contact Jake in Real Estate here and he will set you up with the best only.
Escrow and Closing Costs
An escrow account is used to collect and hold funds to pay your property taxes, home owners insurance premiums or other charges when they become due. Most mortgage companies require an escrow account for mortgages with less than a 20 percent down payment.
It is common for a variety of costs associated with the transaction to be incurred by either the buyer or the seller. These costs are typically paid at the closing, and are known as closing costs.
How much will closing cost you? Typical closing costs run from 3 to 5 percent of your loan amount. In all likelihood, you have already paid some of these fees to pull credit reports, apply for the loan or, as earnest money, a prepaid portion of your down payment. All other unpaid fees and deposits come due at closing.
Home warranties are designed to protect your home’s appliances and systems from breakdowns caused by normal wear and tear. A home warranty will cover your home’s crucial systems and appliances, as long as they are in working order when the contract is entered into with the warranty company.
Ask Jake about *Free one-year warranty on all major systems (*$499 value).
Are you moving or getting ready to move? Unsure how to prepare for relocation? Our relocation step by step relocation guide will provide you very useful tips on how to complete your move. In addition, if you are looking to relocate to specific area and have questions, or want to obtain report about a neighborhood, please request this information from Jake by clicking below.
Here are some of the most useful homebuyer programs that you might overlook if you rush the process. Homebuying is difficult. It’s not just the paperwork; it’s the terminology, the fees and the number of people involved. They may score you some big savings. Click here to read
If you decide to move but have no reputable moving company or buying a home that needs to be repaired before you move in but you have no idea how to find the best men for the job, call Jake in Real Estate, he will connect his customers to the only recommended resources! 240. 286. 1926